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An annuity rider is an add-on or supplement to a standard annuity contract. These riders allow the contract holder to customize their annuity to better cater to their specific needs or goals. Annuity riders come in various forms and can provide additional income, death benefits, and long-term care benefits, among others.

Annuities can be a significant component of retirement planning, offering a source of retirement income. However, to understand the features of annuities, it’s essential to understand the dos and don’ts before purchasing one.

In National Credit Awareness Month is held each March to educate the public about the importance of credit in our daily lives. This month, consumers are encouraged to review their credit reports, learn more about credit management, and take steps toward improving their credit scores.